How Long Do Personal Injury Claims Take to Settle?
If you’ve been injured due to someone else’s negligence, you might be wondering how long it will take to settle your personal injury claim. The timeline can vary widely, depending on several factors, including the complexity of the case, the willingness of insurance companies to negotiate, and whether the case goes to trial.
The Timeline of a Personal Injury Claim
1. Filing the Claim (A Few Weeks to Months)
Once you’ve sought medical treatment, the next step is to file a personal injury claim. Your personal injury attorney in Houston will gather evidence, review medical records, and send a demand letter to the at-fault party’s insurance company.
2. Investigation and Negotiation (Several Months)
After filing, the insurance company will investigate the claim. This process can take a few months, depending on the availability of evidence and medical documentation. Once the insurer completes their review, negotiations begin. Many cases settle at this stage, especially if liability is clear.
3. Filing a Lawsuit (If Necessary) (Several Months to Over a Year)
If negotiations don’t lead to a fair settlement, your attorney may file a lawsuit. The discovery phase, where both parties exchange evidence and take depositions, can take months or longer.
4. Mediation and Trial (Potentially Over a Year)
Before going to court, both sides may attempt mediation. If mediation fails, the case proceeds to trial, which can take a year or more due to court backlogs and trial preparation.
Factors That Affect Case Duration
Several factors influence how long it takes to resolve a personal injury claim:
- Severity of Injuries: More severe injuries require longer recovery periods, which can delay settlement discussions.
- Liability Disputes: If the other party disputes fault, the case may take longer.
- Insurance Company Tactics: Some insurers delay negotiations in hopes of reducing payouts.
- Court Availability: If the case goes to trial, local court schedules can impact the timeline.
Consult a Personal Injury Attorney in Houston
Every case is unique, and the best way to get an estimate for your specific situation is to consult an experienced personal injury attorney in Houston. The Law Office of Andre Ligon can review your case, explain your legal options, and help you secure the compensation you deserve. Contact us today to schedule a consultation.